Tip: Do you already know our improved online financial calculator? The loan calculator allows you to quickly and easily calculate your credit in Austria. You want to take a small loan or buy a car with a cheap loan and a small installment? Do you want to compare and close loans online? Find out here which monthly burdens you have with the respective installment loan!
Universal loan calculator
The universal loan calculator determines the installment amount, terms, residual debt or the maximum loan amount for a specific loan volume with freely definable installment payment intervals. Tip: Do you already know our advanced online financial calculator? The following calculator is particularly suitable for use in loans and credits: If the entire loan volume to be repaid, entering 0 is sufficient as a remaining debt.
The Loan Calculator calculates your loan installment based on loan amount, duration, payout and interest rate and creates a free repayment plan for you. In this case, an annuity loan is determined, ie the installment (interest and amortization) remain the same over the entire duration under the condition of an interest obligation. The results and the repayment plan are indicative and do not constitute a non-binding price offer.
For financing (real estate, car, ….) You should contact an AU bank to support your project financially. If the loan amount is not too high, you should consider whether it is worthwhile to pay a loan or rather to wait and reduce costs.
Simple loan calculator
You can use this simple loan calculator to set the monthly installment, the duration of the installment, or the loan amount for a installment loan. If you want to specify a repayment rate instead of the monthly installment (as is usual with real estate financing), use our bond calculator. The calculator always demands the interest rate of the respective house bank (nominal or effective).
Depending on the choice, it determines the loan interest, the loan amount or the repayment period. The Loan Calculator is a calculator for loans, also known as annuity loans. A typical feature of annuity loans is that they are repaid over the whole duration in equal installments. For each installment, the interest portion decreases and the repayment portion increases, with the remaining liability decreasing monthly until the loan is fully repaid.
In the overview under the calculator, you can see for each loan calculation the loan amount, the loan interest to be paid during the entire term and the total expenditure, ie the amount of all loan installments including interest. If you want to reduce the total interest rate, you must use a higher interest rate or a shorter maturity in the calculator.
Of course, if you are actually taking out a bank loan, you should make sure that you can finance the monthly installments for future development as well. In addition, this calculator displays a detailed repayment plan for each loan. This includes all fixed portions (“annuities”) and their corresponding interest and redemption portions.
In addition to the annual and annual loan installments, the remaining debts are displayed at the beginning of the month and at the end of the year in the repayment schedule. The repayment schedule also shows the last paid monthly installment, which is usually smaller than the previous installments.
Take the following example: You want to raise a loan of 15,000 USD to finance a car. The house bank rate is 4.05% per year and you want to repay the loan in 7 years. The loan calculator calculates the monthly installment for the vehicle loan and a detailed repayment plan with interest, principal and residual debt.
Use our Loan Calculator before you make a loan to calculate what monthly installments or repayment periods you need to pay. You can also calculate the loan amount you spend on your needs (car, apartment, etc.) with a loan. If you find a cheap loan on the net or at a house bank in your area, you can also use our standalone loan calculator to recalculate the loan offer and, for example, to check the established effective interest rate.